Lender Credit Pays Loan Costs

Our process allows you to choose a rate where a Lender Credit pays your Loan Costs.

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Advantages of Refinancing with Vertex

  • For most refinance scenarios, we can structure your new loan using a Lender Credit to pay all your Loan Costs.
  • No Loan Costs need be added or “rolled in” to your loan balance.
  • By refinancing to a lower rate with a Lender Credit paying your Loan Costs, you will be better off from Day One without waiting years to recoup your costs.
  • Our experienced, licensed Loan Advisors will listen to your goals and explore all refinance options with you to determine what makes the most sense for improving your situation.

Refinance Scenarios Available

  • Primary Residence
  • Second Home
  • Investment Property
  • Cash Out
  • Conventional, VA and FHA
  • Fixed and Adjustable Rate (ARM)


Get Started on Your Refinance Loan

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