Lender Credit Pays Loan Costs

Our process allows you to choose a rate where a Lender Credit pays your Loan Costs.

Learn More

Find a Loan Advisor

Contact one of our knowledgeable, experienced & trustworthy Loan Advisors.

Find Now

No-Obligation Quote

Provide a few details to receive a free,no-obligation quote.

Get Started


Advantages of Refinancing with Vertex

  • For most refinance scenarios, we can structure your new loan using a Lender Credit to pay all your Loan Costs.
  • No Loan Costs need be added or “rolled in” to your loan balance.
  • By refinancing to a lower rate with a Lender Credit paying your Loan Costs, you will be better off from Day One without waiting years to recoup your costs.
  • Our experienced, licensed Loan Advisors will listen to your goals and explore refinance options with you to determine what makes the most sense for improving your situation.

Refinance Scenarios Available

  • Primary Residence
  • Second Home
  • Investment Property
  • Cash Out
  • Conventional, VA and FHA
  • Fixed and Adjustable Rate (ARM)
  • Home Equity Loans (Fixed or HELOC)
  • Second Mortgages


Get Started on Your Refinance Loan

Enter a few details to receive a free, no-obligation quote.

Get a Free, No-Obligation Quote